Jean Lain Mobilités has over 60 years of history in the French automotive distribution industry, with 25 companies, 130 dealerships, and several thousand vehicles sold each year.
Given this volume and a small finance team, the need for automation was critical.
Activity
Automotive
B2C / B2B
Invoice collection
CentralPay services used
Background
130 dealerships,
thousands of payments,
a single finance team
With every sale, it’s the same routine: the sales team gives the customer a purchase order with the dealership’s IBAN. Then they wait for payment confirmation before preparing the vehicle.
Confirmation is the finance team’s job: identifying the incoming transfer in the accounts, matching it to the correct order, notifying the sales representative, and consolidating everything. Multiply that by 130 dealerships.
100% manual processing
Thousands of transfers to process every month.
Up to 96 hours between payment and confirmation
A sales cycle that is delayed by several days.
Constant pressure on the finance team
Due to the sales team’s reliance on their performance.
We use the CentralPay solution integrated into our in-house ERP system, and we are completely satisfied with it. The technical solution is robust. Beyond the reliability and technical performance of the service, it is above all the personalized support that makes all the difference.
Loïc Baray – Head of Innovation and Digitalization
Jean Lain Mobilités
Solution
A fully automated payment cycle
CentralPay integrates with Jean Lain Mobilités’ ERP system and handles every step,
without requiring any intervention from the finance team.
Expedited payment
processing
Each purchase order generates a unique IBAN. As soon as a payment is received, it is identified and instantly matched to the corresponding order.
The sales representative then receives an email and a notification in their internal system, allowing them to initiate the delivery process.
Virtual IBANs
Instant reconciliation
Real-time notifications
Consolidated group view,
entity-specific view
Payments are deposited into a central account and then automatically transferred to the relevant dealerships.
The finance team monitors all of the group’s cash flows through its system. Each dealership also has its own dashboard for monitoring.
ERP Integration via API
Consolidated group view
View by dealership
SEPA
Direct Debit
Electric vehicle charging plans, which were previously managed on paper, are now based on SEPA e-mandates signed through the Jean Lain Mobilités online portal.
CentralPay automates the rest of the process: payment schedules, reminders, and retries.
Electronic signature mandates
Management workflow
Automatic retry
“An instant transfer is only valuable
if its reconciliation is instant as well”
One-third of Jean Lain Mobilités customers pay via instant bank transfer. As a result, it takes only a few seconds from payment to confirmation by the sales representative.
This advancement speeds up the sales cycle and profoundly transforms the customer experience at the dealership.
Results
A project that has been widely praised by the Jean Lain Mobilités teams
The impact of automation was immediate. All manual tasks related to payments have been eliminated.
CentralPay processes, notifies, and remits payments. The team focuses on managing and analyzing strategic cash flows.
Accelerated sales cycle
Finance team relieved of duties
Real-time visibility into operations
Independent sales representatives
Consistent internal organization
Measurable performance for Jean Lain Mobilités
100%
instant reconciliations
96h → 0s
processing time
300M d’€
organized every year
The CentralPay team demonstrated exceptional responsiveness, attentiveness, and adaptability to our specific needs. A genuine relationship of trust was established, with a dedicated, accessible, and committed point of contact. It was a collaborative and effective partnership of the kind rarely seen in the payments industry.
Loïc Baray – Head of Innovation and Digitalization
Jean Lain Mobilités
About CentralPay
All your payments, in one place
CentralPay is an electronic money institution licensed by the ACPR, specializing in complex payment processes.
Versatile solution – Multi-format, multi-channel, and multi-purpose
Custom integration – APIs, flat files, or native ERP connectors
Sovereign infrastructure – In-house development and maintenance
Full compliance – PSD2, PCI-DSS, GDPR, ISO 27001
+60 000
active accounts
+2,5 Mds €
processed payments
4,6
average satisfaction
+20 years
experience in payments
+40
CentralPay experts
24/7
platform availability