Our mission
Simplify the management
of your customer payments
Our mission is to build a programmable infrastructure capable of supporting all use cases. And to continue opening up new channels to connect traditional finance with the use cases of tomorrow.”
Guillaume Ponsard, CentralPay President and Founder
Selected and recommended
by European professionals
Opened CentralPay accounts
customers and partners in Europe
average customer satisfaction
A payment institution,
built on a solid foundation
CentralPay combines technological power, regulatory compliance, and industry expertise.
Technology
A modular
and in-house infrastructure
The platform is fully adaptable to your goals and environments. Built using modern microservices, its architecture enables seamless integration into your applications.
API-first and built on proven standards, the platform is managed in-house: development, certification, operations, security, and more.
Compliance
A well-defined
regulatory framework
CentralPay is a payment institution authorized by the ACPR (Bank of France) since 2019.
The company is committed to a process of ongoing accreditation in France and Europe to ensure secure transactions, cost control, and complete transparency.
Electronic Money Institution (EMI) (CIB 17138)
DSP2 compliant
Member of the European Payments Council (EPC)
Connected to EBA Clearing (SEPA Step 2)
Member of the SWIFT network
Accepts Visa, Mastercard, CB, and American Express
PCI DSS Level 1 Certification
ISO 27001 Certification
Team
About 40 experts
at your service
CentralPay provides support from expert, dedicated teams capable of addressing the specific challenges faced by businesses (electronic payments, compliance, security, etc.).
Attentive to changes in the industry landscape, the team is fully committed to helping your projects succeed.
Our certifications and awards
Recognized expertise within the ecosystem
DAF'NIGHT Trophy
Second prize in the “Cash, Capital & Efficiency” category, for instant transfer and reconciliation services.
Visa Service Provider
Listed in Visa’s Global Registry of Service Providers, ensuring interoperability and transaction security.
Member of AFEPAME
Member of the French trade association for payment institutions and electronic money institutions.
Palmarès Fintech100
Ranked 66th among the most robust and innovative French fintech companies of the year.
Our story
Over 20 years
serving professionals
Our values
A stable and independent
payment institution
Led by its founding executives, CentralPay is an independent payment provider built on its own capital.
Our goal: healthy, controlled growth built on a solid foundation and a long-term commitment to our customers.
Every update to the platform is guided by business needs: because the success of a payment is measured by its impact on your business and your growth.
FAQ
Questions about CentralPay payment institution ?
Yes. CentralPay is licensed as an Electronic Money Institution by the ACPR (CIB 17138), which allows it to operate throughout the European Economic Area (EEA). This authorization guarantees that CentralPay complies with prudential standards regarding anti-money laundering, countering the financing of terrorism, the protection of funds, and data security. The authorization is public and can be viewedin the Banque de France’s official register.
CentralPay guarantees a 99.9% SLA with a maximum RPO of 60 seconds and a maximum RTO of 15 minutes. The infrastructure is based on two fully redundant French data centers: Tier III design, ISO 27001 and PCI DSS Level 1 compliance, triple Telecom certification, storage arrays, and an active-active environment between the two sites, with on-site technical teams.
As a licensed payment institution, CentralPay may not invest or lend out funds deposited by customers. All funds are held in segregated accounts opened with authorized partner institutions. In the event of a bank run, this mechanism ensures that users are able to recover their funds.