A proprietary, modular technology environment, ensuring agility and security
European certifications that guarantee cost and value chain control
In-depth knowledge of the challenges facing a complex, multi-faceted sector
To ensure the clearing and exchange of flows on a European and international scale, the CentralPay payment institution is committed to obtaining the following approvals
From the outset, CentralPay has supported professionals with complex payment flows by developing robust, tailor-made payment solutions.
Creation of the CentralPay payment institution, in Tours
The platform is certified PCI-DSS Level 1
Complete platform overhaul
CentralPay became a Payment and Electronic Money Institution
CentralPay turns 20!
SEPA STEP2 membership
SWIFT Member
Under the leadership of its founding directors, CentralPay is an independent payment institution,
built on its own capital and expertise in the field
The execution of an online payment may require the intervention of several third parties:
CentralPay operates its services from a French datacenter. The equipment and services operated on these two sites are fully redundant: Tier III datacenter design, ISO 27001 & PCI DSS Level 1 standards, triple induction Telecom, storage bays and Active/Active environment between the two sites, on-site technical teams...
This highly secure environment enables CentralPay to deliver a contractual SLA of 99.9% with an RPO (maximum data loss) of maximum 60 seconds and an RTO (recovery time) of maximum 15 min.
Unlike banks, payment institutions are not authorized to invest their customers' funds.
In addition, as an authorized E-money and Payment Institution, CentralPay is legally obliged to keep all account holders' funds in a protective account, guaranteeing their security. In the event of a banking panic, users would get their money back almost instantly.
It's a design and development approach centered on the creation of a robust, consistent and well-documented Application Programming Interface (API), which ensures communication with other different applications and services.
Rather than building an infrastructure with a specific user interface, the First CentralPay API promotes reusability, scalability and flexibility, enabling the software to evolve smoothly over time and be easily integrated by users.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
