Banking

Design and orchestrate
your account ecosystem

A payment orchestration solution to manage the storage and movement of funds between your accounts.

Response within 24 hours!

solution d'orchestration des paiements

Segment your funds

Activity, entities, fees, third-party users…

Automate transfers

Between payment accounts and external transactions

Operate in ISO and electronic currencies

Euros, e-money, or stablecoins

Account ecosystem

The banking foundation of your architecture,
all on a single platform

Open accounts

Open as many payment accounts as your business requires and structure your cash flow according to your needs: by business segment, by user, for your fees and commissions, and much more.

Isolate funds collected on behalf of your clients or partners into specific accounts. Every euro is segregated, traceable, and protected, in compliance with PSD2 requirements.

Trigger outgoing transfers to external bank accounts, either on an ad-hoc or scheduled basis: everything is easily configured to suit your business needs.

reversement de fonds tiers : illustration du dispatch des flux entre les comptes de paiement centralpay
cantonnement de fonds : illustration des fonds cantonnés dans des comptes de paiement
solution de payout : illustration du reversement, d'un compte de paiement vers un compte bancaire

Electronic currencies

Beyond traditional currencies...

Electronic money

Facilitate the exchange of value within a closed network. E-money management, without intermediaries or additional costs.

illustration de la vue client d'un compte de monnaie électronique

Stablecoins / EMT

Outsource the management of your payment flows and FIAT ⇔ Stablecoin conversion, in a MiCA-compliant infrastructure.

Illustration de l'infrastructure de paiement en stablecoins

FAQ

Questions about the payment orchestration solution?

A payment orchestration solution is a platform that centralizes and manages a company’s entire payment flow from a single interface. It enables the connection of various payment methods, payment accounts, banks, and service providers to optimize transaction processing. 

A payment orchestration solution acts as a foundation that coordinates transactions, payment accounts, and financial flows according to rules defined by the business. 

 

When a payment is initiated, the payment orchestration solution analyzes the transaction parameters and automatically routes it to the most suitable path. 

 

Using APIs, a payment orchestration solution integrates easily with e-commerce sites, marketplaces, SaaS platforms, and existing IT systems. This gives businesses a unified view of their financial flows and enables more agile management of their payment operations. 

By consolidating various payment methods, accounts, and financial services, a payment orchestration solution provides greater visibility into transactions and simplifies operational management. 

 

This approach offers increased flexibility. Companies can scale their payment infrastructure, connect new partners, or deploy new services without overhauling their entire architecture. This enhances their agility, enabling them to support growth and adapt to changing market conditions. 

 

A payment orchestration solution also helps improve operational performance. By automating transaction routing, facilitating tracking, and reducing manual intervention, it optimizes financial processes while delivering a smoother payment experience for customers and partners. 

The CentralPay solution is designed for businesses that need to structure their financial management on a large scale: marketplace platforms, multi-entity groups, or any organization that manages complex financial flows between multiple accounts. It is particularly well-suited to professionals who want to gain greater visibility and control over their assets without dealing with multiple banking intermediaries.
A payment account is an account dedicated to receiving, storing, and issuing funds, operated by an authorized payment institution. Unlike a traditional bank account, it is designed to integrate directly into a centralized payment architecture: you can open as many as needed, segment them by activity or client, and automate internal and external transfers. It is the banking foundation upon which the orchestration of your financial flows rests.
CentralPay offers you a unique infrastructure to centralize all your assets and manage their flow between your accounts from a single platform. Where other solutions require you to juggle multiple providers, CentralPay orchestration management unifies payment accounts, escrow accounts, and payouts into a coherent, traceable ecosystem that complies with European regulatory requirements.

An infrastructure that matches your ambitions

Our team analyze your architecture and offer a compliant, ready-to-deploy solution.