Instant SEPA transfer,
no limit
no limit
Irrevocable payment,
upon validation
upon validation
Controlled transaction costs,
no hidden fees
no hidden fees
A complete solution
for your bank transfer payments
Instant bank transfer, finally multi-channel
Online payment
Present a unique IBAN at checkout. The customer retrieves the details and makes the transfer themselves from their mobile app to complete their purchase.
Invoice collection
Send a secure link displaying your bank details (IBAN and BIC) and the transaction reference. The customer makes the transfer from their usual online banking platform.
Proximity payment
Display your bank details on the payment terminal screen. The customer enters them into their banking app and confirms the purchase. The perfect alternative to in-store card limits.
The end of manual reconciliation
Each incoming transfer is automatically identified, tracked, and reconciled in real time.
Dedicated IBAN per customer
or per transaction
Assign as many virtual IBANs as you need. Upon receiving the bank transfer, CentralPay automatically identifies the sender and reconciles the invoice for you.
Automatic processing
of each incoming transfer
Program your own reconciliation rules (by amount, date, or reference). Your finance teams no longer need to cross-reference information, regardless of transaction volume.
Instant transfer
for every business context
Marketplace
E-commerce
Invoices
Custom made
Deploy complex models, simply
- Crypto-Asset Service Providers (MiCA): Fiat-to-Crypto payment rails →
- Crowdfunding (PSFP): regulated fundraising and disbursements →
- Software publishers: partner model and rapid integration →
- Specific project: scoping and support by experts
FAQs
Questions about the bank transfer payment solution?
Your bank receives the funds, but doesn't handle the rest. With CentralPay, you collect, reconcile, and manage each bank transfer from a single platform, connected to your ERP or accounting software.
A standard SEPA transfer is processed in less than 24 hours. An instant SEPA transfer arrives in less than 10 seconds, 24/7, with no additional configuration required on your end.
Our online transfer fees adapt to your business volume, while remaining simple and cost-effective.
Simulate your pricing on our pricing page.