The next-generation direct debit
payment solution

Digitize and automate your SEPA direct debit payment management. Collect mandates online, trigger SEPA Direct Debit mandates, and manage each payment due date from a single platform.

Response within 24 hours !

solution de paiement par prélèvement : illustration du choix du moyen de paiement
Electronic direct debit
mandates
Recurring or one-time direct debits,
with no limit
Controlled transaction costs,
no hidden fees

A complete solution
for your customer payments

Response within 24 hours !

Your entire sample collection process, fully digital

One-time direct debit

Collect payments from your customers in a single installment, without setting up recurring mandates. A simple and secure alternative to bank transfers or checks: you pre-register bank details for potential future payments.
Set up SEPA direct debits with defined frequency, amount, and duration at the time of creation. CentralPay triggers each payment at the right time, manages reminders in case of rejection, and updates the status in real time.
Link each bank withdrawal to an invoice or order. Reconciliation is automatic upon receipt of payment. Export your data to your ERP or accounting software without manual re-entry.
solution de paiement par prélèvement : illustration du parcours en ligne

Automated direct debit
management

Creating and signing e-mandates

Send your customers a link to collect their SEPA Direct Debit mandate online. The mandate is signed, archived, and activated in seconds, without any paperwork to process.

Dynamic notifications

Reduce disputes by automatically notifying your customers before each bank debit. Configure the timeframes, distribution channels (email, SMS), and templates.

Automated tracking

Automate follow-up and communication tasks. As a deadline approaches, the client is notified and then charged according to the terms of the mandate.

Programmed retry

Set up new payment attempts in case of failure. You decide the frequency that CentralPay will automatically perform, at the appropriate time.

Response within 24 hours !

SEPA Direct Debit
for each business context

Marketplace

Collect payments and pay your merchants

  • Express onboarding for your merchants
  • Payment orchestration managed by CentralPay
  • Marketplace commission collection management
  • Automated payouts
E-commerce

Accept more online payments

  • Boost card payments with Apple Pay and Google Pay
  • Accept instant bank transfers, Pay by Bank and SEPA direct debits
  • Quick integration via plugin, SDK or hosted payment page
  • Integrated data security and anti-fraud services
Invoices

Get your bills paid, effortlessly

  • Payment requests via email & SMS, with automatic reminders
  • Automatic processing of transfers, direct debits and cards
  • Cash payments, down payments and payments due
  • Synchronization with ERP systems, software and business tools
Custom made

Deploy complex models, simply

FAQs

Questions about direct debit payment solutions?

SEPA Direct Debit (SDD) is suitable for any business that collects recurring or deferred payments: subscriptions, membership fees, rent, B2B invoices, etc. With CentralPay, manage mandates, due dates, rejections, reconciliations, and refunds from a single platform.

SEPA Core Direct Debit applies to both individuals and businesses. It allows the payer to dispute the direct debit up to 13 months after collection. SEPA B2B Direct Debit is used by public institutions to collect payments from businesses, as these payments cannot be disputed.

A customer has 13 months from the date the account is debited to contest a direct debit payment. In this case, the merchant will have to pay a fee of up to €20 to cover those charged by CentralPay's bank for each refused transaction.

Deploy direct debit payments with CentralPay

Our teams analyze your architecture and offer a compliant, ready-to-deploy solution.