without human intervention
natively integrated
operating independently
A fully automated infrastructure
Open collection accounts for your third parties. With each payment, CentralPay applies your allocation rules and automatically transfers the funds to their account.
Your third parties have their own monitoring space: real-time balance, transaction history, documents available independently.
The end-to-end orchestration of third-party fund transfers
Automatic ventilation of commissions
Define your commission model. CentralPay calculates, deducts and credits your commission account, with transaction-by-transaction traceability.
Instant internal transfers
Collect payments on behalf of third parties, automatically allocate and redistribute funds within CentralPay merchant accounts, without any human intervention.
Dedicated portal
per user
Provide your third parties with a dedicated space to track their transactions, view their fees, export their transaction data…
PSD2 compliancenatively integrated
Collecting and disbursing funds on behalf of third parties is an activity regulated by PSD2.
By using CentralPay, an authorized payment institution, you operate in full compliance without having to manage regulatory obligations yourself.
You remain focused on your business and its growth.
Other services related to third-party management
Third-party onboarding
Integrate your users or partners seamlessly, from a compliant, hosted or custom-built portal.
Banking ecosystem
Discover the payment orchestration solution to manage the storage and movement of funds between your accounts.
FAQs
Questions about third-party funds via Central payingPay ?
Third-party payment (or third-party collection) involves collecting payments on behalf of sellers, merchants, or partners and then distributing the funds to them. This activity is regulated by PSD2 and requires the use of an authorized payment institution such as CentralPay.
Third-party payment collection is an activity regulated by PSD2. Three options exist: obtain your own payment institution license from the ACPR, obtain an exemption from license (under strict conditions), or partner with an approved institution like CentralPay which takes on regulatory responsibility.
CentralPay offers three models: Technical Partner (for traditional marketplaces), Electronic Money Distributor (for C2C platforms), and PSP Agent (for complex financial platforms). Our teams will assist you in choosing the model best suited to your business.