with dedicated IBANs
account segmentation
(Bank of France) since 2019
A central account
for post-payment processing
This frees your teams from manual management before any disbursement.
A fully customizable account ecosystem
Organize your payment flows and accounts as you see fit.
Customizable
account architecture
Open accounts, linked to the main account, to segment flows by activity, point of sale, or user.
Secure internal
dispatch
Trigger transfers between CentralPay accounts, manually or according to your automated rules.
Consolidated visibility,
in real time
Track your cash receipts in real time. Each transaction includes a status for reporting and reconciliation.
The funds are segregated,
tracked, and protected.
FAQ
Questions about CentralPay payment accounts?
It's an IBAN-enabled account, held by the payment service provider, that centralizes receipts and manages fund movements before redistribution to the various bank accounts. It becomes the single point of entry for flows, reporting, and internal controls.
Yes. Many organizations record it as a cash account in their chart of accounts (account 512 logic), or as a technical transit account, depending on their internal organization and the accountant's recommendations.
CentralPay automatically creates a dedicated commission account. Gross receipts arrive in the main bank account, while fees are kept separate. The gross/net balance is immediately apparent, and bank reconciliation is simplified.
Each event in a payment (card authorization, transaction, associated fees) is linked by a common identifier. This native traceability provides a complete audit trail, usable without reprocessing for internal controls and financial reporting.