Split payment into 2, 3, or 4 installments,
depending on your needs
payment funnel
no hidden fees
Payment in installments, tailored to your needs
Standard installment payment
CentralPay offers a payment plan solution, managed directly from the platform. Ideal for settling invoices and service fees, requiring flexibility and control.
Guaranteed installment payment (BNPL)
It’s the ideal solution for securing cash receipts for large and small shopping baskets, in both B2C and B2B markets.
Native installment payment,
fully automated
Reduce friction and automate every step of your installment payment journey.
Dynamic planning
Schedule SEPA or credit card direct debits, with immediate or delayed start.
Automated tracking
As a due date approaches, notify the customer and/or collect payment according to the terms of the payment schedule.
Scheduled reminders
Configure retries in case of failure. Decide which scenarios CentralPay will perform automatically.
FAQs
Des questions sur la solution de paiement fractionné ?
The CentralPay installment payment solution is designed for merchants who want to split the total amount of a sale and automate payment in several installments at regular intervals.
Splitting payments is particularly relevant whenever the transaction amount could be a barrier to purchase. This is the case for B2B companies that invoice for significant services and want to secure their payments while facilitating cash flow for their clients, but also for B2C merchants whose average order value exceeds €200-300.
Beyond the amount itself, splitting payments is also a strategic response in sectors where competitors already offer this option. Failing to offer it risks losing sales to better-equipped competitors.
BNPL (Buy Now Pay Later) relies on a third-party credit institution: it finances the purchase, advances the funds to the merchant and bears the risk of non-payment, in exchange for a commission and taking charge of the customer relationship at the time of payment.
With CentralPay's installment payment solution, you collect payment directly from your customer, splitting the amount according to your own terms. You retain complete control over the entire process, the business relationship, and your profit margins.