Marketplace payments,
from collection to disbursement
Collect payments on behalf of your salespeople, set aside the funds, and distribute each person’s share-without having to deal with the regulations yourself
They trust us
The marketplace payment solution
tailored to your business model
Product marketplace
You sell products from third-party sellers:
Collect payments, take your commission, and automatically pay out each seller’s share.
Service platform
You connect clients with service providers:
Collect payments according to the payment model (deposit-balance, subscription, etc.) and remit them to the service providers.
Marketplace solution publisher
You provide services to marketplace operators:
Integrate payment services into your product under the CentralPay license.
A marketplace payment solution
that manages all your payment flows
The solution is designed for marketplaces where each payment involves multiple recipients
Onboarding
Make it easier for sellers to register
Each seller sets up their account through a hosted or API-integrated onboarding process, which includes KYC and KYB checks.
View the onboarding process
Payment methods
Accept all payments
Enable the payment methods and options that best suit the shopping context, and never miss a sale again.
View the available payment methods
Split payment
Spread out the payments
CentralPay applies your rules: it calculates and credits the commission account, and allocates the remainder to each seller’s account.
View third-party payments
Payout
Withdraw at the right time
Set the date when funds will be made available to each seller, then trigger instant or scheduled payouts.
View the Payout service
One mechanism, three marketplace models
No matter what model you use, CentralPay collects, segregates, and remits funds on behalf of your merchants
You are a
B2C marketplace
Collect payments on behalf of sellers, hold the funds, and distribute each seller’s share after deducting commission.
Refunds and adjustments are handled natively, and each seller can track their sales from their own dashboard.
For e-commerce, booking, and service marketplaces
You are a
B2B marketplace
Collect payments by credit card, bank transfer, or payment initiation. Each payment is automatically reconciled with its corresponding order.
The funds are then disbursed to the relevant sellers. The information syncs with your management tools.
For professional marketplaces and B2B matching platforms
You are a
C2C platform
Your users can receive and transfer amounts in electronic money without having to provide identification, up to certain limits.
Transactions take place without any additional intermediaries, through electronic money accounts operated by CentralPay.
For sharing economy and secondhand platforms
Keep your marketplace feeds under control,
without changing your platform
CentralPay integrates seamlessly into your shopping experience and your existing tools.
With CentralPay, you :
With a variety of payment options.
Processing is done without human intervention.
No need to:
KYC and KYB verifications are built in.
CentralPay integrates via API and SDK or through a hosted payment form.
Marketplace payments,
secured by a licensed institution
Collecting and remitting funds on behalf of merchants is an activity regulated by PSD2.
CentralPay is an Electronic Money Institution authorized by the ACPR and handles these obligations on your behalf.
Your merchants’ funds are held in segregated accounts opened with French banks and kept separate from CentralPay’s own funds.
+2.5 billion euros in processed transactions
+80,000 active payment accounts
+20 years of expertise
ⓘ CentralPay is not a marketplace software provider: your platform, your catalog, and your customer relationships remain yours.
Marketplaces and platforms
accept payments through CentralPay
Tourism platforms
Solution publisher
FAQ
Do you have questions about marketplace payments with CentralPay?
A marketplace payment solution allows a marketplace to collect payments from buyers on behalf of its sellers and then distribute the funds: the platform’s commission on one side, and each seller’s share on the other. It also handles seller registration, fund protection, and payouts.
Split payment involves automatically dividing a payment among multiple recipients. With CentralPay, you define your commission model: for each transaction, the commission is calculated and credited to your account, and the remainder is allocated to the account of each relevant seller.
Three mechanisms work together: KYC and KYB verification of sellers upon registration, the segregation of funds in separate accounts, and a release date that allows time to process cancellations and refunds. Segregation is not an escrow arrangement: it delays the release of funds without making it contingent on the successful fulfillment of the order.
Generally speaking, no. Collecting payments on behalf of third parties is a payment service regulated by PSD2: the marketplace must obtain authorization as a payment institution or electronic money institution, or rely on an authorized service provider. There is an exemption for commercial agents, but it is highly restricted. CentralPay offers three contractual models: technical partner for traditional marketplaces, electronic money distributor for C2C platforms, and PSP agent for complex financial platforms.
Let’s start
What is your
marketplace payment project?
Our experts will assess the feasibility
and get back to you within 24 hours.
Volume-based discounts
No hidden fees
No obligation
Average satisfaction rating of 4.6/5
on AppVizer, Capterra, G2, GetApp, Google, and Trustpilot
Renewed certifications
