Author: Victor Derrier

• 24 November 2025
• The experts' review

• minutes

With over 744 million users worldwide¹, Apple Pay has become a go-to online payment method, especially on mobile.

While digital wallets are a major conversion driver on mobile, they remain largely underutilized on desktop (computer) devices, even though 35% of e-commerce purchases still take place there². This represents a real area for optimization for merchants.

But the arrival of Apple Pay via QR code, introduced with iOS 18, changes everything. A simple evolution for users, but with very real commercial impacts.

• 25 September 2025
• The experts' review

• 6 minutes

Bank cards have long dominated online payments. However, their monopoly is gradually eroding under the influence of profound changes: the quest for European sovereignty in the face of international networks, changing expectations among professional customers, and the search for more economically sustainable payment models. In this context, instant bank transfers are gradually establishing themselves as a concrete response to the new needs of merchants and buyers.

Based on a cross-analysis of market trends and usage patterns, this article provides in-depth insight into this strategic turning point for e-retailers and marketplaces.

• 12 June 2025
• The experts' review

• 3 minutes

Order-to-Cash (O2C) refers to all the steps that connect a customer order to its actual payment. This cycle consists of a chain of strategic tasks: order validation, invoice issuance, delivery, reminders, payment collection, and accounting reconciliation. In practice, it involves several departments simultaneously (sales, finance, sales administration, logistics), but also depends on the involvement of the customer themselves.

In a context of longer payment terms and pressure on cash flow, the O2C process still has considerable room for improvement. Fragmented, time-consuming and subject to unexpected delays, it still too often relies on manual or siloed systems.

• 5 March 2024
• The experts' review

• 6 minutes

With more than 133.3 million cards issued in 2022 (up 9.5% from the previous year)¹, the American Express (AMEX) payment card network has grown rapidly since its inception in 1850. Today, AMEX occupies a prominent position in the global banking industry, issuing 53% of its cards outside the United States².

Renowned for the benefits of its payment cards and its high-end positioning, American Express has developed a strategy that is unique in its industry, both in terms of its targeting and its banking operations. In recent years, integrating AMEX payments has become a real strategic opportunity for merchants operating in Europe or internationally, in both B2B and B2C.