Simply return
to your third parties

CentralPay makes it easy to collect and transfer payments to your affiliates (merchants, users, etc.)

Talk to an expert
See our pricing

Boost

third-party collections

Automate

financial flow management

Strengthen

relationship with your affiliates
Third party payment

A seamless and digital
payment experience

illustration de l'interface d'encaissement en ligne CentralPay avec 3 moyens de paiement proposés
Integrate online checkout processes tailored to your to your platform’s challenges:
Payment methods

Card, bank transfer or direct debit

Payment facilities

Single, subscription, installment, card imprint
or pre-authorization

Payment paths

Payment pages and links, hosted customer portal

Automation services

Reminders, notifications, automatic reconciliation

Connectivity to business tools

Sharing orders and payment data

Discover the Smart Collection solution

Fully
automated payouts

Automate the distribution and transfer of cash flows to your third parties, with complete freedom

Define your own business rules to automatically move your affiliates’ cash receipts.
CentralPay applies your settings to distribute payments to the right accounts, without manual intervention.

Free, instant or scheduled transfers

Secure management of your platform's commissions

Currency or e-money transfers

For B2C and B2B platforms

onglet du backoffice de CentralPay qui liste les comptes de paiement associés à un compte principal

Your users
are also equipped

Offer your third parties a smooth, compliant and efficient management experience from the moment they register

Turnkey onboarding

Your new users can easily open a collection account using the onboarding path, accessible from a hosted portal or integrated via API.

User backoffice

Give each of them dedicated access to the CentralPay backoffice to track their transactions, view their charges, export their data and administer their account independently.

Payouts

Your third parties receive their funds automatically into their bank accounts, at the frequency of their choice (daily, weekly or monthly).

Question boxes

Our third-party collection services

The payment account gives you access to all CentralPay collection services:

  • Collect funds in currency,
  • from any channel (online, sms/email...)
  • and from any payment method ( credit cards, bank transfers, direct debits, etc.).

Yes. Depending on the needs of your business, CentralPay may create several payment accounts with different functions:

  • "Platform" payment accounts: Opened by CentralPay, the platform payment account collects customer payments. It is only used to transfer payments and is not linked to a bank account.
  • "Platform commissions" payment account: Opened in the name of the platform, this account enables it to receive its commissions and CentralPay to deduct its service fees.
  • "Merchant" payment accounts: These are opened in the names of the platform's merchants, enabling them to receive income linked to sales made on the platform.

CentralPay simplifies the payment accounts opening by dematerializing the contracting and onboarding process:

  1. Collection of ID and supporting documents by CentralPay (API or hosted portal)
  2. Electronic signature of the platform and CentralPay T&C during onboarding
  3. Documents check and account opening by CentralPay teams

Learn more about the KYC and KYB process > >

Two types of flows are involved in the use of a CentralPay escrow account:

  • In pay-in, the payment account accepts payment from all sales channels (online, in-store, email and SMS) and payment methods (credit card, bank transfer, SDD direct debit and payment initiation).
  • In pay-out, the payment account enables you to programme the transfer of funds to the associated bank account.

Under the Directive on Payment Services 2 (PSD2), which regulates platforms operating on behalf of third parties, three options are possible:

  • Be a registered Payment Institution with the ACPR: This accreditation allows you to manage your collections and transfers in total autonomy. However, it requires sufficient financial, human and technical resources to be and remain in line with the regulator’s requirements.
  • Applying for an authorization exemption: There are exceptional grounds for obtaining an exemption from the ACPR, for example in the case of “limited range of products and services” or “limited network of acceptors”.
  • Use a Payment Service Provider (PSP): Platforms can manage their transactions using the payment services of an Authorized Institution such as CentralPay. These Payment Service Provider Agents are supported by their Payment Institution on various subjects: compliance with the regulations governing Payment Services (regulation, reporting, AML/CTF, etc.), removal of technical barriers and validation of financial plans to collect and transfer their transactions.

Yes, payment wallets can be closed. In accordance with the GDPR regulations, CentralPay is obliged to keep the data relating to these accounts for a certain period of time, before destroying them.

The payment account gives you access to all CentralPay collection services:

  • Collect funds in currency,
  • from any channel (online, sms/email…)
  • and from any payment method ( credit cards, bank transfers, direct debits, etc.).

Yes. Depending on the needs of your business, CentralPay may create several payment accounts with different functions:

  • “Platform” payment accounts: Opened by CentralPay, the platform payment account collects customer payments. It is only used to transfer payments and is not linked to a bank account.
  • “Platform commissions” payment account: Opened in the name of the platform, this account enables it to receive its commissions and CentralPay to deduct its service fees.
  • “Merchant” payment accounts: These are opened in the names of the platform’s merchants, enabling them to receive income linked to sales made on the platform.

CentralPay simplifies the payment accounts opening by dematerializing the contracting and onboarding process:

  1. Collection of ID and supporting documents by CentralPay (API or hosted portal)
  2. Electronic signature of the platform and CentralPay T&C during onboarding
  3. Documents check and account opening by CentralPay teams

Learn more about the KYC and KYB process > >

Two types of flows are involved in the use of a CentralPay escrow account:

  • In pay-in, the payment account accepts payment from all sales channels (online, in-store, email and SMS) and payment methods (credit card, bank transfer, SDD direct debit and payment initiation).
  • In pay-out, the payment account enables you to programme the transfer of funds to the associated bank account.

Under the Directive on Payment Services 2 (PSD2), which regulates platforms operating on behalf of third parties, three options are possible:

  • Be a registered Payment Institution with the ACPR: This accreditation allows you to manage your collections and transfers in total autonomy. However, it requires sufficient financial, human and technical resources to be and remain in line with the regulator’s requirements.
  • Applying for an authorization exemption: There are exceptional grounds for obtaining an exemption from the ACPR, for example in the case of “limited range of products and services” or “limited network of acceptors”.
  • Use a Payment Service Provider (PSP): Platforms can manage their transactions using the payment services of an Authorized Institution such as CentralPay. These Payment Service Provider Agents are supported by their Payment Institution on various subjects: compliance with the regulations governing Payment Services (regulation, reporting, AML/CTF, etc.), removal of technical barriers and validation of financial plans to collect and transfer their transactions.

Yes, payment wallets can be closed. In accordance with the GDPR regulations, CentralPay is obliged to keep the data relating to these accounts for a certain period of time, before destroying them.