Customer satisfaction
Operating costs
Manual treatments
Treasury
Automations
Errors
Internal communication
Payment terms
Performance
For your customers
CentralPay allows you to accept all bank transfers issued by your customers:
Standard bank transfer
For funds available in less than 24 hours.
Instant bank transfer
Receive payments in 10 seconds on your account.
Scheduled bank transfer
To facilitate deferred or regular payments, using standard or instant bank transfers.
Initiated transfer
Send transfer requests (including amounts, IBANs and references) directly to your customers' banking area, requiring only validation on their part.
For your teams
Benefit from an account with a French IBAN connected via API, enabling you to control your customers’ bank transfer payments.
Import your customer profiles and invoices awaiting payment
See customer bank transfers arrive faster (from 4 hours to 24 hours)
Automate the processing of customer refunds and overpayments
Schedule the distribution of funds to your various bank accounts
Get account statements and transaction exports in banking formats
Payment data enables you to automate all the tasks involved in processing incoming bank transfers.
Reconcile incoming transfers instantly, using dedicated virtual IBANs by customer or invoice, and by setting reconciliation rules.
Simplify information collection with customer interfaces for invoice selection, payment page and payment administration portal
Automate customer reminders by email or SMS, internal alerts and updates to your accounting tools using our personalized notification service.
You automate your transfer collection and processing processes
You reduce your administrative, operational and human resources costs
You improve the bank transfer payment experience for your customers
CentralPay supports and responds to the cash collection needs of professionals.
Improve transfer collection and processing by automating customer communication (reminders, notifications, etc.), bank reconciliation and internal alerts (ERP, email, etc.).
With customizable bank transfer payment paths and numerous automation services, you can improve your outstanding payment management and optimize your competitiveness.
All about CentralPay bank transfer payment solution
SEPA is the European Union's initiative to simplify and harmonize bank transfer payments, direct debits and credit card payments in euros within the 30 member countries of the European Economic Area.
Among SEPA payment methods, SCT (SEPA Credit Transfer) is the bank transfer system that enables debtors to transfer funds online, in euros, between two accounts within the zone. A SEPA bank transfer and an SCT therefore correspond to the same service.
Transfer orders entered from Monday to Friday, before 6pm (excluding public holidays), are executed within a maximum of one working day.
For transfer orders issued after 6pm, weekends and public holidays, they are processed on the next working day.
No. Just like a classic IBAN, your CentralPay virtual IBAN is associated with your CentralPay payment account, and enables you to accept transfers to this account only.
The transfer payment solution also lets you associate virtual IBANs dedicated to your customers or specific invoices, so you can automatically identify the origin of incoming transfers and instantly update the balance. Please note that regardless of the virtual IBAN used, the funds will always be transferred to your CentralPay payment account.
Yes. Virtual IBANs remain valid for as long as you consider them useful. Your customers can use the same virtual IBAN several times, which is particularly useful in the case of regular or installment payments, for example.
There are several advantages of using SEPA credit transfer payments:
Also known as an “instant bank transfer”, this type of transfer enables immediate execution of funds transfers between two accounts in the SEPA zone. Unlike conventional SEPA bank transfers, funds are available on the account in less than 10 seconds, whatever the day or time.
Whether or not your customers use instant transfers depends essentially on their bank, which may or may not offer this service, free of charge or not.
As soon as your CentralPay account is active, you'll be able to generate virtual IBANs, enabling you to customize your payment journeys according to your payment, reconciliation, and automation needs.
Whether you're using CentralPay services via API or from the BackOffice, all you have to do is specify that you want to generate a virtual IBAN when creating a customer profile ("Customer"). It will then be visible in your BackOffice, payment requests or API requests.
Tell our sales teams about your project and your payment volumes.
We'll send you a feasibility analysis and an appropriate pricing proposal.
Our technicians will guide you through our API documentation to get your integration up and running quickly and smoothly.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
