no limit
upon validation
no hidden fees
A complete solution
for your bank transfer payments
Instant bank transfer, finally multi-channel
Online payment
Present a unique IBAN at checkout. The customer retrieves the details and makes the transfer themselves from their mobile app to complete their purchase.
Invoice collection
Send a secure link displaying your bank details (IBAN and BIC) and the transaction reference. The customer makes the transfer from their usual online banking platform.
Proximity payment
Display your bank details on the payment terminal screen. The customer enters them into their banking app and confirms the purchase. The perfect alternative to in-store card limits.
The end of manual reconciliation
Each incoming transfer is automatically identified, tracked, and reconciled in real time.
Dedicated IBAN per customer
or per transaction
Assign as many virtual IBANs as you need. Upon receiving the bank transfer, CentralPay automatically identifies the sender and reconciles the invoice for you.
Automatic processing
of each incoming transfer
Program your own reconciliation rules (by amount, date, or reference). Your finance teams no longer need to cross-reference information, regardless of transaction volume.
Instant transfer
for every business context
Deploy complex models, simply
- Crypto-Asset Service Providers (MiCA): Fiat-to-Crypto payment rails →
- Crowdfunding (PSFP): regulated fundraising and disbursements →
- Software publishers: partner model and rapid integration →
- Specific project: scoping and support by experts
FAQs
Questions about the bank transfer payment solution?
A bank transfer payment solution enables businesses to receive bank transfers in a simple, secure, and automated way. It centralizes payment operations and streamlines the processing of SEPA and instant transfers via a single platform.
Linked to a virtual IBAN, the solution tracks transactions, automatically identifies transfers, and facilitates reconciliation with invoices, orders, or customers. Businesses thus gain better visibility into their financial flows and reduce manual administrative tasks.
A bank transfer payment solution is particularly well-suited for companies looking to automate payments, optimize incoming funds, and offer a reliable payment method to their customers and partners. It meets the needs of B2B enterprises as well as digital platforms, marketplaces, and e-commerce merchants.
A bank transfer payment solution enables the automated processing of bank transfers, from initiation to receipt. When a standard or instant transfer is initiated, the platform transmits payment instructions to the banking network and tracks the transaction in real time.
Upon receipt of funds, the solution automatically identifies the payment using transaction references, the IBAN, or beneficiary details. It then reconciles the transfer with the corresponding invoice, order, or customer account, thereby minimizing manual intervention and the risk of errors.
Our online transfer fees adapt to your business volume, while remaining simple and cost-effective.
Simulate your pricing on our pricing page.