Accept all
bank transfer payments
Invoice payment or online transactions: your customers pay by bank transfer with ease
Classic transfer
Compatible with EBICS protocol
Adapted to professional and individual payments
Omnichannel (online, remote and in-store)
Pay by Bank
Compatible with EBICS protocol
Adapted to professional and individual payments
Omnichannel (online, remote and in-store)
Stop reconciling
your bank transfers
Each incoming bank transfer is automatically identified, traced and reconciled
Virtual IBANs
Generate a dedicated IBAN for each customer and a unique reference for each group of invoices. On receipt of the transfer, CentralPay automatically identifies the issuer and reconciles the invoice for you, even in the event of a reference error.
The result: your team becomes more efficient, and your processing costs are drastically reduced.
Processing engine
Automate the processing of incoming transfers using customized rules: reconciliation by amount or by reference, alerts and decision support in the event of anomalies, refund of overpayments.
Reduce manual intervention and improve responsiveness, so that your team can concentrate on complex or strategic tasks.
For all payment paths
A bank transfer solution to boost your performance
E-commerces
Merchant companies
Collection services
B2B companies
Turn your transfers
into performance drivers
CentralPay makes paying by bank transfer easy and affordable for everyone
For you
Get paid more and better, effortlessly
Reliability & conversions
Unlike cards, payment by bank transfer is successful in 99.9% of cases.
Up to 15x cheaper
For merchants, credit transfers are a real lever for reducing operational costs.
Easier management
In addition to transfers, we offer a range of services to automate processing, reconciliation and transfers.
For your customers
An unrivalled payment experience
For all target groups
Whether you're a professional or a private customer, the transfer can be adapted to your needs and the size of your basket.
Assuredly secured
Bank-to-bank payment without sharing sensitive data: customer reassurance.
Ever smoother payment flows
A range of innovative transfer payment facilities, without manual input or friction.
Connect you business solutions
easily
Questions boxes
Our direct debit payment solution
Easy Wallet is available to all companies registered in Europe that collect and transfer payments on behalf of third parties: B2B, B2C or C2C marketplaces, crowdfunding, crowdlending or crowdequity platforms, as well as retail networks.
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Under the Directive on Payment Services 2 (PSD2), which regulates platforms operating on behalf of third parties, three options are possible:
- Be a registered Payment Institution with the ACPR: This accreditation allows you to manage your collections and transfers in total autonomy. However, it requires sufficient financial, human and technical resources to be and remain in line with the regulator’s requirements.
- Applying for an authorization exemption: There are exceptional grounds for obtaining an exemption from the ACPR, for example in the case of “limited range of products and services” or “limited network of acceptors”.
- Use a Payment Service Provider (PSP): Platforms can manage their transactions using the payment services of an Authorized Institution such as CentralPay. These Payment Service Provider Agents are supported by their Payment Institution on various subjects: compliance with the regulations governing Payment Services (regulation, reporting, AML/CTF, etc.), removal of technical barriers and validation of financial plans to collect and transfer their transactions.
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Why cash my transfers with CentralPay rather than my bank?
With CentralPay :
• All your incoming transfers are centralised on a single platform, guaranteeing a 360° view
• Processing is 100 % automated: payment allocation, lettering, reconciliation, right through to reimbursements
• Your business tools utils métiers (ERP, CRM, accounting) are synchronised, via API or file exchange
Which business tools are compatible with the transfer solution?
Our payment by transfer solution integrates with your entire financial IS, without changing your existing setup.
Compatibility with:
• ERP (Cegid, Sage, Microsoft Dynamics, etc.), invoicing tools and other accounting software
• E-commerce / marketplace plateforms : CMS (Shopify, Prestashop, Magento, etc.)
• Business software : financing solutions, PDP, etc.
Two integration modes to suit your organisation:
• SansNo development : exchange of flat files that can be automated
• With technical integration : via API
How long does it take to execute a SEPA bank transfer?
• Instant transfer : execution <10 seconds, 24/7, including weekends and public holidays
• Standard SEPA transfer : execution in 1 to 3 working days
How much does a transaction with CentralPay cost?
Our online transfer rates are adapted to your volume of business, while remaining simple and affordable.
• Clear, highly competitive pricing
• No hidden charges
• Upgradeable price list