A proprietary, modular technology environment, ensuring agility and security
European certifications that guarantee cost and value chain control
A detailed understanding of the challenges of a complex sector with multiple dimensions
Aware that the payment partner determines the success and scalability of your projects, the CentralPay platform has been designed to fully adapt to your objectives and your IT environments.
Its modular architecture, built around urbanized micro-services, allows for fine integration into your application ecosystem, whatever your level of complexity.
Designed as an “API-first” approach and based on proven open source standards, our infrastructure is fully managed internally: development, approval, operation, security, etc.
Each building block is managed by our teams, guaranteeing strong responsiveness, constant scalability and unfailing resilience.
To ensure clearing and exchange of flows on a European and international scale, the payment institution CentralPay is committed to obtaining approvals.
Since 2019, CentralPay has been an Établissement de Monnaie Électronique approved by the Banque de France through its Autorité de Contrôle Prudentiel et de Résolution (CIB 17138).
CentralPay complies with the 2nd Payment Services Directive, which imposes requirements in particular regarding strong authentication and data protection.
CentralPay prioritizes controlled growth to guarantee its customers local support, provided by expert and stable teams.
Compliance, electronic banking, security, integration… each area is managed by dedicated specialists, capable of responding precisely to the challenges faced by professionals.
Attentive to the rapid developments in the B2B, B2C and C2C payments sector, our teams mobilize with rigor and commitment to move your projects forward, without compromising on quality or long-term relationships.
From the outset, CentralPay has supported professionals with complex payment flows by developing robust, tailor-made payment solutions.
Creation of the CentralPay payment institution, in Tours
The platform is certified PCI-DSS Level 1
Complete platform overhaul
CentralPay became a Payment and Electronic Money Institution
CentralPay turns 20!
SEPA STEP2 membership
SWIFT Member
Under the leadership of its founding directors, CentralPay is an independent payment institution,
built on its own capital and expertise in the field
Yes. CentralPay has been approved as an Electronic Money Institution by the ACPR (CIB 17138), enabling it to operate throughout the European Economic Area (EEA).
This authorisation guarantees that CentralPay complies with prudential standards relating to the fight against money laundering, the financing of terrorism, the protection of funds and data security.
The approval is public and can be consulted on the Banque de France's official register.
No. The CentralPay account is a payment account. It allows you to collect, temporarily store, and transfer funds without offering the traditional services of a bank account (credit, overdraft, investment, etc.).
Unlike a bank, CentralPay provides a modular technological infrastructure, which can be integrated into different tools (ERP, CMS, TMS, etc.), with advanced payment services: granular traceability, flow automation, real-time reporting, multi-stakeholder management, etc.
Each operation is orchestrated within a strict regulatory framework, under the supervision of the ACPR.
CentralPay guarantees an SLA of 99.9% with a maximum RPO (maximum data loss) of 60 seconds and a maximum RTO (recovery time) of 15 minutes.
The infrastructure is based on two fully redundant French datacentres: Tier III datacentre design, ISO 27001 & PCI DSS Level 1 standards, triple induction Telecom, storage bays and Active/Active environment between the two sites, on-site technical teams...
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
We apply the strictest security standards:
Our entire infrastructure is regularly audited and operates under a security-by-design model, ensuring the protection of data and transactions at every stage of the user journey.
Learn more about our security protocols >
CentralPay, as an authorized payment institution, cannot invest or lend funds deposited by customers.
All funds are held in protective accounts opened with authorized partner institutions. In the event of a bank run, this mechanism ensures that users can recover their funds.
Yes. CentralPay has been approved as an Electronic Money Institution by the ACPR (CIB 17138), enabling it to operate throughout the European Economic Area (EEA).
This authorisation guarantees that CentralPay complies with prudential standards relating to the fight against money laundering, the financing of terrorism, the protection of funds and data security.
The approval is public and can be consulted on the Banque de France’s official register.
No. The CentralPay account is a payment account. It is used to collect, temporarily store and transfer funds, without offering the traditional services of a bank account (credit, overdraft, investment, etc.).
Unlike a bank, CentralPay provides a modular technological infrastructure that can be integrated with different tools (ERP, CMS, TMS, etc.), with advanced payment services: granular traceability, flow automation, real-time reporting, multi-actor management, etc.
Each operation is orchestrated within a strict regulatory framework, under the supervision of the ACPR.
CentralPay guarantees an SLA of 99.9% with a maximum RPO (maximum data loss) of 60 seconds and a maximum RTO (recovery time) of 15 minutes.
The infrastructure is based on two fully redundant French data centres: Tier III data centre design, ISO 27001 & PCI DSS Level 1 standards, triple Telecom induction, storage bays and Active/Active environment between the two sites, on-site technical teams, etc.
CentralPay is an Electronic Money Institution authorized by the Banque de France through the French Prudential Supervision and Resolution Authority (CIB 17138).
We apply the strictest security standards:
Our entire infrastructure is regularly audited and operates under a security-by-design model, ensuring the protection of data and transactions at every stage of the user journey.
Learn more about our security protocols >
As an authorised payment institution, CentralPay cannot invest or lend funds deposited by customers.
All funds are held in protective accounts with authorised partner institutions. In the event of a banking panic, this mechanism ensures that users are able to recover their funds.