CentralPay, an independent fintech company making its mark in B2B payments

établissement  CentralPay : une fintech indépendante
CentralPay, a specialist in the digitalization of payment processes, is strengthening its market position with sustainable growth and a self-sustaining and profitable business model. Thanks to its agile technology platform and customer-centric approach, this French fintech company has established itself as a trusted partner for managing complex payments for businesses.

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Controlled growth and ambitious objectives

While fintech companies often struggle to achieve a viable business model, CentralPay has demonstrated proven profitability and sustained growth for several years, without relying on external investors. Its revenue has tripled since 2022, while its operating profit was close to €500,000 in 2024, confirming the strength of its positioning.

This momentum is driven by massive adoption of the platform and its new, innovative Core Banking infrastructure, designed to simplify business payments and free them from banking rigidities. Advanced automation of financial flows and integration with existing tools allows them to significantly gain competitiveness, regardless of the payment process (e-commerce, marketplace, invoice payment, debt collection, subscription, etc.).

“Our ambition is not only to grow, but to do so in a healthy and controlled manner. By achieving profitability and consolidating our market position, we are giving ourselves the means to invest for the long term and accelerate our clients’ growth,” explains Guillaume Ponsard, founder and CEO of CentralPay.

By 2027, CentralPay aims to process €2.5 billion in payments and achieve a turnover of €14 million.

Commitment at the heart of CentralPay’s strategy

Comprising 50 employees, the company leverages its collective expertise to anticipate its clients’ needs and offer tailored, high-performance solutions. In 2025, a recruitment campaign will be launched to strengthen all teams (development, customer support, and sales).

Already experiencing strong growth, CentralPay has created 40 jobs in five years and plans to double its workforce by 2030 to support its ambitions.

About CentralPay

Approved as an Electronic Money Institution by the ACPR (French Regulatory Authority for the Protection of Public Money) in 2019, CentralPay is a French fintech company developing an independent payment platform to simplify the collection and settlement of payments for businesses. Its proprietary technology enables seamless integration with business tools, ensuring efficient management of financial flows. In 2024, the company will be included in the Fintech 100 ranking.

Key Figures:

  • +100 corporate clients including Carrefour Banque & Assurance, Kiloutou, and Gîtes de France
  • Capital 100% owned by management or board members

More information at: https://www.centralpay.com/en/

About the Executives

A tech entrepreneur since 1999, Guillaume Ponsard founded and managed Cyrès, a company specializing in hosting and cloud services, before its acquisition by Adista. Guillaume Ponsard now applies this expertise to CentralPay, with the ambition of making it a key player in digital payments for businesses.

Press Contact

Perrine Bimier – marketing@centralpay.eu

Phone number – 02 47 68 48 69