Collect payments more easily

Whether you’re paying invoices or making online transactions, CentralPay optimizes the collection and processing of your customer payments.

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See our pricing

Improve

payment experience

Automate

management processes

Reduce

operating costs

Our approach

All your payment collections, in one place

A single account connected to your tools, centralizing your customer payments.

A payment solution
tailored to your business model

Effortlessly manage and automate one-off and recurring customer payments.

Single payment

Accept one-off payments, using your customers' preferred methods (credit card, bank transfer or SEPA direct debit).

Subscription

Set up your subscriptions, register credit cards or SEPA mandates, and debit your customers on the agreed due dates.

Installment

Divide a payment into several installments, debit your customers automatically and retry if they fail.

Accept all customer payments

Manage and automate your single and recurring transactions using high-performance payment methods.

Credit card

Accept payments by card (CB, Mastercard, Visa and American Express) or via Apple Pay and Google Pay. Also benefit from innovative card facilities: by subscription, installments, secure imprint or pre-authorization.

Instant bank transfer

CentralPay generates and presents a different virtual IBAN to each of your customers. This means that when CentralPay receives a bank transfer, it identifies the sender and automatically reconciles the invoice for you, even if the reference number is incorrect.

Direct debit

Collect contact details and create mandates in just a few seconds using our online form. Then CentralPay debits your customers according to your subscription models, in installments or individually as your invoices progress.

Payment initiation service

Send instant transfer requests to your customers, directly into their banking application. You fill in the amount, your IBAN, and your references for them, so they only have to validate the bank transfer.

Diversify your
customer payment paths

With or without a website, collect payments easily.

Create unique payment pages

Generate your own personalized payment page, integrate it into your website or share it in your customer communications (emails or sms).

Send secure payment links

Edit your payment link templates (email, SMS or QR Code), then send them via the API or the CentralPay BackOffice.

Offer your debtors a dedicated space

Offer each of your customers an online portal to settle their invoices, manage their current payments and communicate with you.

And the best part?

Fully automated
management

Define automatic rules, and speed up
the collection and processing of your customer payments.

Intelligent payment reminders

New sampling attempts, if unsuccessful

Help with payment reconciliation (invoice / order)

Customer notifications and internal alerts

See automation services

Over a hundred companies improve their efficiency with CentralPay

Let’s get started

What is your payment path?

E-commerce

Marketplace

Payment on order

Accept all online payments by card, bank transfer and direct debit

Invoices

Debt collection

Payment in arrears

Collect, dun and reconcile your customer receivables effortlessly

Advance payment

Subscription

Installment

Due date payment

Automate payment in several installments and reduce unpaid bills

Simple to integrate

Go further in automating your processes by connecting CentralPay to your tools.

A dedicated portal for your finance teams

CentralPay provides a user portal and a file exchange service (CSV, banking formats, etc.) to enable your teams to use our solutions today, without any development.

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All our payment services in your business solutions

Automate data exchanges by connecting CentralPay to your internal/partner tools via API (ERP, information systems, electronic invoice platforms, etc.) and be notified in real time.

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CentralPay connects to the tools you already use

Do you manage
of third-party entities collections?

Discover our multi-company payment management services.

Easy Wallet
Payment transfer solution

Open collection accounts for your third parties (merchants, affiliates, franchisees...) and automate their payments with CentralPay.

Discover the solution

Question boxes

Our payment solution
for companies

No. The CentralPay payment account is different from a bank account, but offers specific advantages for your business:

Centralization and unification of payment collections Unlike a standard bank account, our solution enables you to consolidate all your financial flows in one place. This centralized approach greatly simplifies the monitoring, reconciliation and analysis of your transactions.
Advanced payment services : Where a bank simply collects without adding value, CentralPay offers a complete range of intelligent functions - process automation, granular payment traceability, personalized reminders, detailed reporting and trend analysis. These tools enable you to actively optimize your financial management.
Intelligent and connected infrastructure Our system integrates easily with your existing business tools, thanks to high-performance APIs and a flexible architecture. This interoperability enables you to automate information flows between your different solutions (CRM, ERP, accounting) for a unified experience that traditional, more rigid banking infrastructures can't offer.

Our payment solution offers companies a full range of options to optimize your customer collection:

Accepted payment methods:

Credit cards (Visa, Mastercard, AMEX, Cartes Bancaires)

SEPA bank transfer (instant et standard)

Payment initiation (Pay by Bank)

SEPA direct debit

E-wallets (Google Pay, Apple Pay)

The payment solution for companies is designed to connect easily to your business tools, whatever they may be (ERP, CMS, PDP, financing solution, etc.):

No development: Flat file exchange, with or without automation

By API: customized integration into your solutions and information systems

Our service is built around open standards, guaranteeing maximum compatibility and rapid implementation.

Customer payment security is at the heart of our solution. The Smart Collection solution meets the most demanding standards:

PCI-DSS (Payment Card Industry Data Security Standard) certification, guaranteeing maximum protection of credit card data
Full PSD2 compliance with strong two-factor authentication (3D-Secure 2)

Our security infrastructure is subject to stringent security constraints and is audited frequently, enabling you to offer customer collection in complete confidence.

CentralPay is an electronic money institution, approved by the ACPR (Banque de France) since 2019.

Find out more about our safety services >

Collect payments more easily

All your payment collections, in one place

A payment solutiontailored to your business model

Single payment

Subscription

Installment

Accept all customer payments

Credit card

Instant bank transfer

Direct debit

Payment initiation service

Diversify yourcustomer payment paths

Create unique payment pages

Send secure payment links

Offer your debtors a dedicated space

Fully automatedmanagement

What is your payment path?

Payment on order

Payment in arrears

Due date payment

Simple to integrate

A dedicated portal for your finance teams

All our payment services in your business solutions

Do you manageof third-party entities collections?

Easy WalletPayment transfer solution

Our payment solutionfor companies

Is the CentralPay payment account a bank account?

What payment methods are available?

Is Smart Collection compatible with my business systems?

How does CentralPay protect my customers?

A payment solution
tailored to your business model

Diversify your
customer payment paths

Fully automated
management

Do you manage
of third-party entities collections?

Easy Wallet
Payment transfer solution

Our payment solution
for companies