Insure
data protectionStreamline
recurring paymentsReduce
compliance costs
With tokenization, sensitive data is replaced by a tamper-proof (token).
Each token corresponds to a unique, secure string pointing to the data to be protected, be it a credit card number, an IBAN or any other data to be secured.
Sensitive data is stored in the PCI-DSS CentralPay infrastructure and is available at all times via a dedicated API. As a result, you only have tokens that cannot be used in the event of an intrusion or compromise of your information system.
By removing this data from your environment, you lower your protection constraints, reduce the number of checks you need to carry out and cut your compliance costs.
CentralPay is PCI-DSS Level 1 compliant, the highest level of the standard.
Tokenization protects customers' banking data during online transactions. It considerably reduces the risk of compromise and strengthens payment and data security.
Recurring payments (subscriptions, instalments, etc.) can be managed more fluidly. Tokenization secures the data that will be reused at each payment date, without ever exposing sensitive information.
Multi-merchant platforms gain in security. Payment tokenization isolates data, secures complex flows and supports growth without adding risk.
With tokenization, your terminals or mobile solutions never expose the actual card data, even in the event of a breach, so in-store payment is as secure as online.
One or more VMs host your applications on CentralPay’s PCI DSS level 1 certified infrastructure.
Sensitive data is processed through a secure exchange and then returned in the form of an inviolable token.
Sensitive payment data remains stored in the CentralPay electronic safe.
The data to be secured is restored using the token and identification parameters supplied by CentralPay.
When paying online by credit card, card data is anonymized and converted into a unique string of characters, known as a "token". These tokens are securely stored in the CentralPay infrastructure, making them tamper-proof. Real card information is removed to reduce the risk of fraud.
Tokenization offers several advantages:
Tokenization is a technological process that meets the compliance needs of entities operating credit card transactions and in contact with potentially sensitive data: e-commerce, marketplaces, digital platforms, physical stores...
The CentralPay infrastructure is PCI-DSS Level 1 certified, the highest possible certification for bank data security and fraud prevention. Every year, the tokenization service takes part in obtaining the PCI-DSS standard, which certifies compliance with credit card data protection standards.