Banking

Design and orchestrate
your account ecosystem

A payment orchestration solution to manage the storage and movement of funds between your accounts.

Response within 24 hours!

solution d'orchestration des paiements

Segment your funds

Activity, entities, fees, third-party users…

Automate transfers

Between payment accounts and external transactions

Manage traditional and electronic currency

Euros, e-money, or stablecoins

Account ecosystem

The banking foundation of your architecture,
all on a single platform

Open accounts

Open as many payment accounts as you need. Organize your transactions however you like: by activity, by user, for your fees and commissions, etc.

Keep the funds you collect on behalf of your clients or partners in separate accounts. Every euro remains separate, traceable, and protected, as required by PSD2.

Seee funds safeguarding

Send transfers to external bank accounts, either individually or on a scheduled basis. You can set everything up according to your business needs.

See payout service

compte de paiement : illustration de l'écosystème de comptes centralpay
cantonnement de fonds : illustration des fonds cantonnés dans des comptes de paiement
solution de payout : illustration du reversement, d'un compte de paiement vers un compte bancaire

Electronic currencies

Beyond traditional currencies...

Electronic money

Facilitate value transfers within a closed network. You manage your e-money without intermediaries or additional costs.

See e-money service

illustration de la vue client d'un compte de monnaie électronique

Stablecoins / EMT

Let us handle your payment flows and conversions between traditional currencies and stablecoins. Our infrastructure complies with the European MiCA regulation.

See Stablecoin conversion

Illustration de l'infrastructure de paiement en stablecoins

FAQ

Questions about the payment orchestration solution?

A payment orchestration solution brings together all of a company’s financial flows in a single interface. It connects your payment methods, accounts, banks, and service providers. This allows you to process your transactions more efficiently.

It coordinates your transactions, accounts, and cash flows according to the rules you set. When a payment comes in, the platform analyzes its details and automatically routes it to the correct process.

The solution connects via API to your tools: e-commerce site, marketplace, SaaS software, or information system. You can view all your financial flows in one place and manage them more easily.

Your payment methods, accounts, and financial services are all in one place. You have a clearer view of your transactions and can manage them more easily.

You also gain greater flexibility. You can add a partner or launch a new service without having to overhaul your entire architecture.

Finally, payment routing is automated, and transaction tracking is simplified. Manual tasks are reduced, and both your customers and partners benefit from a smoother payment experience.

The CentralPay solution is designed for businesses that manage complex financial flows between multiple accounts. These include, for example, marketplaces, multi-entity groups, and, more broadly, any organization that handles large volumes.

It is ideal for professionals who want greater visibility and control over their funds without having to use multiple banks.

A payment account is used to receive, hold, and send funds. It is managed by a licensed institution.

Unlike a traditional bank account, it integrates directly with your tools. You can open as many as you need and organize them by activity or by client. Internal and external transfers can be automated. This is the foundation upon which the orchestration of your cash flows is built.

CentralPay brings all your assets together on a single platform: euros, e-money, or stablecoins. You can manage transfers between your accounts from one place.

With other solutions, you often have to juggle multiple providers. At CentralPay, payment accounts, segregated funds, and payouts all work together. Everything is traceable and compliant with European regulations.

An infrastructure that matches your ambitions

Our team analyze your architecture and offer a compliant, ready-to-deploy solution.