A French and independent
Payment Institution

établissement de paiement : partenaires qui discutent d'un projet sur lequel ils travaillent


Helping you exploit the full potential
of digital payments

Payment is a constantly changing world.
CentralPay helps you automate your most advanced
payment and transfer processes, relying on 3 pillars:

A modular technological environment, providing agility and security

Authorizations to ensure cost and value chain control

Detailed knowledge of a complex industry issues
with multiple shapes


A high-performance, agile and fully mastered technological infrastructure

We understand that the choice of your payment partner is crucial to the success and growth of your projects.

In 2017, CentralPay decided to completely redesign its payment platform in order to fully align it with the objectives of our Customers and Partners: to bring a great capacity for evolution, resilience, and agility.

API first oriented and backed by proven open source standards, our technological environment is fully controlled in-house: development, approval, testing, exploitation, evolution, and security.

Benefit: You benefit from a modular and urbanized architecture in microservices, in perfect control of functional evolutions in order to facilitate the integration of our solutions to your IT environments.

établissement de paiement : façade du bâtiment de CentralPay


A mastered regulatory base

In order to fully control flows and participate in the payments clearing on a European and international scale, CentralPay is engaged in an authorization acquisition approach:

logo de la directive sur les services de paiement (DSP2)

PSD2: CentralPay complies with the Payment Services Directive no2, which imposes requirements in terms of strong authentication and data protection.

logo du PCI-DSS

PCI-DSS: CentralPay annually obtains the highest possible certification for bank data security and fraud prevention, the PCI DSS level 1 standard.

logo de l'EBA CLEARING
logo de European Payments Council

EBA CLEARING & EPC: As a member of the European Payment Council and a member of EBA CLEARING, CentralPay integrates the European SEPA regulation schemes to issue and receive credit transfers and direct debits from its own IBANs and virtual IBANs.

logo SWIFT

SWIFT: Connected to the SWIFT network, the most widely accepted messaging system in the world, CentralPay is able to exchange international financial flows with most participating banks and financial institutions.

Logos de 4 réseaux de cartes : Mastercard, Cartes Bancaires, Visa et American Express

Visa, Mastercard, Cartes bancaires, American Express: CentralPay is accredited by the major card networks, to optimize the payment journey and conversion of all its users.

Benefit : You control the entire value chain to optimize payment acceptance and cost management.


A team of payment services experts

For over 20 years, we’ve been working to digitize online payment processes, initially for major French companies, then for various businesses and digital platforms.
CentralPay is committed to healthy growth, enabling users to be supported on a daily basis by stable teams with expertise in their field (compliance, electronic payments, security, etc.).
Aware of the speed at which the B2B, B2C and C2C payment environment is evolving, we’re committed to completing your projects, without compromise and over the long term.

Benefit: Thanks to our knowledge mastery, a key value in the success of our customers’ projects, you benefit from dedicated, tailor-made support.
établissement de paiement : employé qui étudie des courbes sur son ordinateur


Over 20 years of expertise at your service


SWIFT Member


SEPA STEP2 membership


CentralPay turns 20!


CentralPay became a Payment and Electronic Money Institution


Complete platform overhaul


The platform is certified PCI-DSS Level 1


Creation of the CentralPay payment institution, in Tours


Become a Payment
Service Provider Agent

PSD2 imposes new rules on all platforms whose activity is based on collecting third party payments. To be able to operate, they are now required to acquire Payment Services Provider Agent status.

This obligation impacts several activities:

B2B, B2C and C2C marketplaces
Financial and investment platforms
All other activities involving collection on behalf of third parties

As an ACPR-approved payment institution, CentralPay is able to issue this status, enabling it to provide payment services to platforms in its own name and under its own responsibility.

établissement de paiement : partenaires qui discutent d'un projet sur lequel ils travaillent


The management team
from CentralPay

Guillaume Ponsard
Founder & CEO
Anthony Mabilleau
General Director
Alina Alistarh
Customer risks & backoffice director
Victor Derrier
Business development director

Valérie Leperlier-Roy
Legal and Compliance Department

Natacha Pedroso
Strategic partnerships director



A dozen positions to fill

Jobs in fintech are varied and rewarding:
KYC/KYB Analyst, Developer, Ops, Customer Success Manager, Account Manager…

Frequently asked questions

All about the CentralPay payment institution

The execution of an online payment may require the intervention of several third parties:

  • A payment gateway is the intermediary service responsible for collecting, processing, and transmitting payment data between the customer and the acquiring bank. This technical device is a bridge guaranteeing the transmission and security of transaction information.
  • A Payment Service Provider (PSP) is a player regulated by the Banque de France, which combines the functions of payment gateway and payment processor.

CentralPay operates its services from a French datacenter. The equipment and services operated on these two sites are fully redundant: Tier III datacenter design, ISO 27001 & PCI DSS Level 1 standards, triple induction Telecom, storage bays and Active/Active environment between the two sites, on-site technical teams...


This highly secure environment enables CentralPay to deliver a contractual SLA of 99.9% with an RPO (maximum data loss) of maximum 60 seconds and an RTO (recovery time) of maximum 15 min.

Unlike banks, payment institutions are not authorized to invest their customers' funds.


In addition, as an authorized E-money and Payment Institution, CentralPay is legally obliged to keep all account holders' funds in a protective account, guaranteeing their security. In the event of a banking panic, users would get their money back almost instantly.

It's a design and development approach centered on the creation of a robust, consistent and well-documented Application Programming Interface (API), which ensures communication with other different applications and services.


Rather than building an infrastructure with a specific user interface, the First CentralPay API promotes reusability, scalability and flexibility, enabling the software to evolve smoothly over time and be easily integrated by users.