{"id":8530,"date":"2023-05-05T13:30:42","date_gmt":"2023-05-05T11:30:23","guid":{"rendered":"https:\/\/test.centralpay.eu\/plateformes-financieres\/"},"modified":"2026-08-03T16:21:35","modified_gmt":"2026-08-03T14:21:35","slug":"gestion-de-flux-financiers","status":"publish","type":"page","link":"https:\/\/www.centralpay.com\/fr\/usages\/gestion-de-flux-financiers\/","title":{"rendered":"Plateformes financi\u00e8res \/ Crowdfunding"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"8530\" class=\"elementor elementor-8530\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b5d685 section-overflow elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b5d685\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-61fd0bf\" data-id=\"61fd0bf\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ab8776b elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ab8776b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b1393e0\" data-id=\"b1393e0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e39a045 e-flex e-con-boxed e-con e-parent\" data-id=\"e39a045\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6896d20 elementor-widget elementor-widget-breadcrumbs\" data-id=\"6896d20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><\/p><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a4a963 elementor-widget elementor-widget-iteck-heading\" data-id=\"9a4a963\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"iteck-heading iteck-additional-color\">Optimiser et r\u00e9guler les paiements de sa plateforme financi\u00e8re<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-788f1b0 elementor-widget elementor-widget-heading\" data-id=\"788f1b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Avec la solution de paiement crowdfunding CentralPay, les plateformes automatisent la collecte des participations, l\u2019identification des b\u00e9n\u00e9ficiaires et la r\u00e9tribution des participants.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0dab0e9\" data-id=\"0dab0e9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33cf0d7 elementor-widget-mobile__width-inherit iteck-image-animation-none elementor-widget elementor-widget-iteck-image\" data-id=\"33cf0d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"iteck-image\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"461\" src=\"https:\/\/www.centralpay.com\/wp-content\/uploads\/2025\/10\/plateformes-financieres-crowdfunding-768x461.jpg\" class=\"attachment-medium_large size-medium_large wp-image-57614\" alt=\"Plateformes financi\u00e8res et crowdfunding\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-6b77471 e-flex e-con-boxed e-con e-parent\" data-id=\"6b77471\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-232f680 e-flex e-con-boxed e-con e-parent\" data-id=\"232f680\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ba45fb4 e-flex e-con-boxed e-con e-child\" data-id=\"ba45fb4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9648005 e-con-full e-flex e-con e-child\" data-id=\"9648005\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d415d4 elementor-widget elementor-widget-text-editor\" data-id=\"0d415d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEnjeux\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-447091b elementor-widget elementor-widget-iteck-heading\" data-id=\"447091b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"iteck-heading iteck-additional-color\">R\u00e9guler et optimiser  les op\u00e9rations de sa plateforme financi\u00e8re<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa05c85 elementor-widget elementor-widget-text-editor\" data-id=\"fa05c85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLes porteurs de projets b\u00e9n\u00e9ficient de visibilit\u00e9 aupr\u00e8s d&#8217;investisseurs potentiels gr\u00e2ce aux plateformes financi\u00e8res ou de crowdfunding. Cette activit\u00e9 \u00e9tant r\u00e9gul\u00e9e, elles doivent adresser plusieurs obligations r\u00e8glementaires\u00a0:\n<ul>\n \t<li style=\"margin-top:10px;\"><strong>Obtenir un agr\u00e9ment de PSFP<\/strong> (Prestataire de Services de Financement Participatif) ou de <strong>PSI<\/strong> (Prestataire de Services d\u2019Investissements) aupr\u00e8s de l\u2019AMF, afin d\u2019assurer l\u2019identification des participants et d\u2019orchestrer les op\u00e9rations<\/li>\n \t<li style=\"margin-top:10px;\"><strong>\u00catre supervis\u00e9 par un<\/strong> <strong>Etablissement de Paiement<\/strong> agr\u00e9\u00e9 par l\u2019ACPR, afin qu\u2019il s\u2019assure de la provenance des fonds, de l\u2019identification des b\u00e9n\u00e9ficiaires, et de la r\u00e9alisation des diligences de la plateforme, comme le KYC\/KYB.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4fedfa e-flex e-con-boxed e-con e-child\" data-id=\"d4fedfa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-026a2a3 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"026a2a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-exclamation-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.997-111.043 248-248 248S8 392.997 8 256C8 119.083 119.043 8 256 8s248 111.083 248 248zm-248 50c-25.405 0-46 20.595-46 46s20.595 46 46 46 46-20.595 46-46-20.595-46-46-46zm-43.673-165.346l7.418 136c.347 6.364 5.609 11.346 11.982 11.346h48.546c6.373 0 11.635-4.982 11.982-11.346l7.418-136c.375-6.874-5.098-12.654-11.982-12.654h-63.383c-6.884 0-12.356 5.78-11.981 12.654z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tImpacts\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cdeaa1 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5cdeaa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLes plateformes financi\u00e8res doivent r\u00e9pondre aux exigences des r\u00e9gulateurs, tout en minimisant l\u2019impact de ces contraintes sur leurs utilisateurs afin que les parcours d\u2019investissement soient le plus simple possible.\n<div style=\"height:10px;\"><\/div>\nLa complexit\u00e9 du processus d\u2019identification des investisseurs et le manque d\u2019automatisation des paiements sont des probl\u00e9matiques fr\u00e9quentes impactant directement la qualit\u00e9 de service et la rentabilit\u00e9 des plateformes. \n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c89e34f e-con-full e-flex e-con e-child\" data-id=\"c89e34f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92dc2f1 iteck-image-animation-none elementor-widget elementor-widget-iteck-image\" data-id=\"92dc2f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div class=\"iteck-image\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.centralpay.com\/wp-content\/uploads\/elementor\/thumbs\/easy-wallet-paiement-marketplace-roeqg69mafu670ybgvsbo0qx78ee7xa0mmpw6q26m8.webp\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-796f670 elementor-absolute elementor-hidden-tablet elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"796f670\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Calque_1\" data-name=\"Calque 1\" viewBox=\"0 0 578.88 572.04\"><path d=\"m198.86,424.62c3.87,0,7,3.13,7,7s-3.13,7-7,7-7-3.13-7-7,3.13-7,7-7Z\" style=\"fill: #a286ff; fill-rule: evenodd;\"><\/path><path d=\"m542.61,168.59c5.94,0,10.75,4.81,10.75,10.75s-4.81,10.75-10.75,10.75-10.75-4.81-10.75-10.75,4.81-10.75,10.75-10.75Z\" style=\"fill: #e2e7f7; fill-rule: evenodd;\"><\/path><path d=\"m207.11,360.5c8.42,0,15.24,6.82,15.24,15.24s-6.82,15.24-15.24,15.24-15.24-6.82-15.24-15.24,6.82-15.24,15.24-15.24Z\" style=\"fill: #ebeef7; fill-rule: evenodd;\"><\/path><path d=\"m154.37,217.22c1.8,0,3.25,1.46,3.25,3.25s-1.46,3.25-3.25,3.25-3.25-1.46-3.25-3.25,1.46-3.25,3.25-3.25Z\" style=\"fill: #a286ff; fill-rule: evenodd;\"><\/path><path d=\"m287.44,123.56c2.16,0,3.91,1.75,3.91,3.91s-1.75,3.91-3.91,3.91-3.91-1.75-3.91-3.91,1.75-3.91,3.91-3.91Z\" style=\"fill: #a286ff; fill-rule: evenodd;\"><\/path><path d=\"m480.33,222.22c2.49,0,4.5,2.01,4.5,4.5s-2.01,4.5-4.5,4.5-4.5-2.01-4.5-4.5,2.01-4.5,4.5-4.5Z\" style=\"fill: #5073fb; fill-rule: evenodd;\"><\/path><path d=\"m445.06,457.3c1.84,0,3.33,1.49,3.33,3.33s-1.49,3.33-3.33,3.33-3.33-1.49-3.33-3.33,1.49-3.33,3.33-3.33Z\" style=\"fill: #ff8100; fill-rule: evenodd;\"><\/path><path d=\"m249.62,482.14c1.38,0,2.5,1.12,2.5,2.5s-1.12,2.5-2.5,2.5-2.5-1.12-2.5-2.5,1.12-2.5,2.5-2.5Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><path d=\"m122.12,238.44c2.49,0,4.5,2.01,4.5,4.5s-2.01,4.5-4.5,4.5-4.5-2.01-4.5-4.5,2.01-4.5,4.5-4.5Z\" style=\"fill: #ff8100; fill-rule: evenodd;\"><\/path><path d=\"m287.7,166.47c66.64,0,120.67,54.02,120.67,120.67s-54.02,120.67-120.67,120.67-120.67-54.02-120.67-120.67,54.02-120.67,120.67-120.67Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><path d=\"m286.87,127.47c87.95,0,159.25,71.3,159.25,159.25s-71.3,159.25-159.25,159.25-159.25-71.3-159.25-159.25,71.3-159.25,159.25-159.25Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><path d=\"m287.62,136.97c82.57,0,149.5,66.93,149.5,149.5s-66.93,149.5-149.5,149.5-149.5-66.93-149.5-149.5,66.93-149.5,149.5-149.5Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><path d=\"m288.03,10.9c152.56,0,276.23,123.67,276.23,276.23s-123.67,276.23-276.23,276.23S11.8,439.69,11.8,287.13,135.48,10.9,288.03,10.9Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><path d=\"m287.62,53.22c129.19,0,233.92,104.73,233.92,233.92s-104.73,233.92-233.92,233.92S53.7,416.32,53.7,287.13,158.43,53.22,287.62,53.22Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><path d=\"m287.95,85.8c111.2,0,201.34,90.14,201.34,201.34s-90.14,201.34-201.34,201.34-201.34-90.14-201.34-201.34,90.14-201.34,201.34-201.34Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><path d=\"m288.37,115.47c94.85,0,171.75,76.9,171.75,171.75s-76.9,171.75-171.75,171.75-171.75-76.9-171.75-171.75,76.9-171.75,171.75-171.75Z\" style=\"fill: none; fill-rule: evenodd;\"><\/path><circle cx=\"485.69\" cy=\"163.15\" r=\"2.57\" style=\"fill: #ff8100;\"><\/circle><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8a578bb e-flex e-con-boxed e-con e-parent\" data-id=\"8a578bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0d44ea elementor-widget elementor-widget-text-editor\" data-id=\"a0d44ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSolution\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-971c91d elementor-widget elementor-widget-iteck-heading\" data-id=\"971c91d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"iteck-heading iteck-additional-color\">Une solution de paiement adapt\u00e9e aux plateformes de crowdfunding<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a12d5e elementor-widget elementor-widget-text-editor\" data-id=\"0a12d5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>D\u00e9couvrez comment la solution CentralPay r\u00e9pond \u00e0 vos enjeux<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c0637d e-flex e-con-boxed e-con e-parent\" data-id=\"8c0637d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fceb665 e-flex e-con-boxed e-con e-child\" data-id=\"fceb665\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8720c4b e-con-full e-flex e-con e-child\" data-id=\"8720c4b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a33c49 elementor-widget__width-auto icon-usecases elementor-widget elementor-widget-image\" data-id=\"5a33c49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/centralpay.eu\/wp-content\/uploads\/2023\/04\/paiement-en-ligne-01.svg\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f251ad1 elementor-widget elementor-widget-heading\" data-id=\"f251ad1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Collecte des paiements investisseurs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-716f897 elementor-widget elementor-widget-text-editor\" data-id=\"716f897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les moyens de paiement CentralPay permettent d\u2019automatiser la collecte et la gestion des paiements par carte, pr\u00e9l\u00e8vement et virement SEPA.<\/p><p>Pour ce dernier, vous recevez les fonds de vos participants sur des IBAN virtuels distingu\u00e9s par projet et par investisseur afin que toutes vos t\u00e2ches de lettrage et de rapprochement bancaire soient r\u00e9alis\u00e9es instantan\u00e9ment et automatiquement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de8cf8e e-con-full e-flex e-con e-child\" data-id=\"de8cf8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73c1269 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"73c1269\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.centralpay.com\/wp-content\/uploads\/2023\/04\/plateforme-participatif-1.svg\" title=\"\" alt=\"picto symbolisant une plateforme financi\u00e8re\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-294f81e elementor-widget elementor-widget-heading\" data-id=\"294f81e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cantonnement &amp; r\u00e9tribution des b\u00e9n\u00e9ficiaires<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9a2149 elementor-widget elementor-widget-text-editor\" data-id=\"f9a2149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAvec Easy Wallet vous encaissez pour le compte de tiers, assurez le cantonnement des fonds et redistribuez automatiquement vers les comptes des b\u00e9n\u00e9ficiaires et votre compte de commissions.\n<br><br>Vous b\u00e9n\u00e9ficiez d\u2019une tra\u00e7abilit\u00e9 compl\u00e8te des paiements investisseurs sans leur imposer la cr\u00e9ation de compte de paiement et automatisez les reversements vers vos b\u00e9n\u00e9ficiaires porteurs de projets.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2118220 e-con-full e-flex e-con e-child\" data-id=\"2118220\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0153c15 elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"0153c15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.centralpay.com\/wp-content\/uploads\/2023\/04\/planche-pictos-77.svg\" title=\"\" alt=\"picto symbolisant le paiement multi-participants\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db6e004 elementor-widget elementor-widget-heading\" data-id=\"db6e004\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Identification et r\u00e9tribution des investisseurs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-266e0ca elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"266e0ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour les projets \u00e0 contrepartie financi\u00e8re, la cr\u00e9ation d\u2019un compte pour chacun de vos investisseurs vous permet de les identifier et de les r\u00e9tribuer automatiquement.<\/p><p>Proc\u00e9dure KYC simplifi\u00e9e, validation automatique des pi\u00e8ces d\u2019identit\u00e9, r\u00e9cup\u00e9ration automatique du KBIS : investir sur votre plateforme n\u2019a jamais \u00e9t\u00e9 aussi facile.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74c8ba3 elementor-align-left elementor-widget elementor-widget-iteck-button\" data-id=\"74c8ba3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<a href=\"https:\/\/www.centralpay.com\/fr\/solutions\/automate\/paiement-de-tiers\/\"  class=\"iteck-button \">\n\t\t\t<span class=\"iteck-button-content-wrapper\">\n\t\t\t\t\t\t\t\t<span class=\"iteck-button-text\">\n\t\t\t\t\tD\u00e9couvrir la collecte pour compte de tiers &nbsp;&gt;\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68d04fb e-flex e-con-boxed e-con e-parent\" data-id=\"68d04fb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9334676 e-con-full e-flex e-con e-child\" data-id=\"9334676\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d68e144 e-con-full e-flex e-con e-child\" data-id=\"d68e144\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-03eaeea e-flex e-con-boxed e-con e-child\" data-id=\"03eaeea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb1276c elementor-widget elementor-widget-text-editor\" data-id=\"bb1276c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEn compl\u00e9ment\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0f1268 elementor-widget elementor-widget-iteck-heading\" data-id=\"e0f1268\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"iteck-heading iteck-additional-color\">\u00catre accompagn\u00e9 par un \u00e9tablissement fran\u00e7ais et ind\u00e9pendant<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2321442 elementor-widget elementor-widget-text-editor\" data-id=\"2321442\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Les r\u00e9gulateurs sont particuli\u00e8rement attentifs aux activit\u00e9s des plateformes financi\u00e8res et de financement participatif. Plusieurs modes de fonctionnement existent, ce qui requiert une excellente agilit\u00e9 et maitrise des sujets l\u00e9gaux pour leur \u00e9tablissement partenaire. Avec CentralPay, vous b\u00e9n\u00e9ficiez\u00a0:<\/p><ul><li><strong>D\u2019une architecture modulaire <\/strong>et urbanis\u00e9e en micro services, pour plus d\u2019agilit\u00e9<\/li><li><strong>D\u2019un socle r\u00e8glementaire<\/strong> et d\u2019agr\u00e9ments dont nous sommes titulaires, pour plus de possibilit\u00e9s<\/li><li><strong>D\u2019une \u00e9quipe d\u2019experts<\/strong> en services de paiement, pour un accompagnement sur-mesure<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-317197f elementor-widget__width-initial elementor-align-left elementor-widget elementor-widget-iteck-button\" data-id=\"317197f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<a href=\"https:\/\/www.centralpay.com\/fr\/etablissement-de-paiement\/\"  class=\"iteck-button \">\n\t\t\t<span class=\"iteck-button-content-wrapper\">\n\t\t\t\t\t\t\t\t<span class=\"iteck-button-text\">\n\t\t\t\t\tD\u00e9couvrir l\u2019Etablissement de paiement CentralPay >\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b285944 e-con-full e-flex e-con e-child\" data-id=\"b285944\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28ed137 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"28ed137\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.centralpay.com\/wp-content\/uploads\/elementor\/thumbs\/pexels-theo-decker-5945802-copie-roeqg1kfc9n64dsuw92qag3luglcvjs6chymrdq77k.jpg\" title=\"\" alt=\"solution de paiement : partenaires qui discutent d&apos;un projet sur lequel ils travaillent\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a98c918 e-flex e-con-boxed e-con e-parent\" data-id=\"a98c918\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bce6be8 e-flex e-con-boxed e-con e-child\" data-id=\"bce6be8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42ee485 elementor-widget elementor-widget-iteck-heading\" data-id=\"42ee485\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"iteck-heading iteck-additional-color\"><span>Questions<\/span> fr\u00e9quentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2615d5 elementor-widget elementor-widget-text-editor\" data-id=\"c2615d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tout savoir sur la solution de paiement crowdfunding CentralPay<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc5b8a6 e-flex e-con-boxed e-con e-parent\" data-id=\"dc5b8a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e24116a e-con-full e-flex e-con e-child\" data-id=\"e24116a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d60ada6 elementor-widget elementor-widget-iteck-toggle\" data-id=\"d60ada6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"iteck-toggle\" id=\"iteck-toggle-6a76c2828d70e\">\n\n                            <div class=\"accordion-item\">\n\t\t\t\t\t<h3 class=\"accordion-header\" id=\"heading-bca70ca\">\n\t\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\"\n\t\t\t\t\t\t\tdata-bs-target=\"#collapse-bca70ca\" aria-expanded=\"false\"\n\t\t\t\t\t\t\taria-controls=\"collapse-bca70ca\">\n\t\t\t\t\t\t\tQuelles sont les plateformes financi\u00e8res adress\u00e9es par la solution ?\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"collapse-bca70ca\" class=\"accordion-collapse collapse \"\n\t\t\t\t\t\taria-labelledby=\"heading-bca70ca\" data-bs-parent=\"#iteck-toggle-6a76c2828d70e\">\n\t\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t\t<p>La solution est adapt\u00e9e \u00e0 tous partenaires europ\u00e9ens fournissant des services d\u2019investissement collaboratif \/ de financement participatif, quel que soit leur mod\u00e8le\u00a0:<\/p><ul><li>Crowdfunding (avec ou sans contrepartie)<\/li><li>Crowdlending<\/li><li>Crowdequity<\/li><\/ul><p>\u00a0<\/p><p>CentralPay accepte les partenaires visant un agr\u00e9ment AMF tels que le PSFP (Prestataire en services de financement participatif) et le PSI (Prestataire en Services d\u2019Investissements) ou disposant d\u2019une note l\u00e9gale justifiant leur mod\u00e8le juridique.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n                \t\t\t\n\n        <\/div>\n\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb54931 e-con-full e-flex e-con e-child\" data-id=\"fb54931\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd2cb3e elementor-widget elementor-widget-iteck-toggle\" data-id=\"fd2cb3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"iteck-toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"iteck-toggle\" id=\"iteck-toggle-6a76c2828dada\">\n\n                            <div class=\"accordion-item\">\n\t\t\t\t\t<h3 class=\"accordion-header\" id=\"heading-22110f1\">\n\t\t\t\t\t\t<button class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\"\n\t\t\t\t\t\t\tdata-bs-target=\"#collapse-22110f1\" aria-expanded=\"false\"\n\t\t\t\t\t\t\taria-controls=\"collapse-22110f1\">\n\t\t\t\t\t\t\tComment la solution de paiement crowdfunding s\u2019adapte \u00e0 mon fonctionnement ?\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"collapse-22110f1\" class=\"accordion-collapse collapse \"\n\t\t\t\t\t\taria-labelledby=\"heading-22110f1\" data-bs-parent=\"#iteck-toggle-6a76c2828dada\">\n\t\t\t\t\t\t<div class=\"accordion-body\">\n\t\t\t\t\t\t\t<p>La solution est modulaire et s\u2019adapte \u00e0 chaque plateforme avec notamment 3 possibilit\u00e9s de fonctionnement\u00a0:<\/p><ul><li><strong>Acquisition seule\u00a0:<\/strong> Les fonds des investisseurs sont cantonn\u00e9s chez CentralPay puis lib\u00e9r\u00e9s une fois le projet valid\u00e9. Vous assurez vous-m\u00eame l\u2019identification des investisseurs et les reversements aux b\u00e9n\u00e9ficiaires.<\/li><li><strong>Acquisition et identification\u00a0:<\/strong> Les virements des investisseurs sont identifi\u00e9s et rapproch\u00e9s automatiquement. Vous assurez vous-m\u00eame les reversements aux b\u00e9n\u00e9ficiaires.<\/li><li><strong>Acquisition, identification et reversement\u00a0:<\/strong> Vos investisseurs ouvrent un compte CentralPay vous permettant d\u2019automatiser l\u2019identification de leurs r\u00e8glements et le reversement de leurs int\u00e9r\u00eats ou contreparties.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n                \t\t\t\n\n        <\/div>\n\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Optimiser et r\u00e9guler les paiements de sa plateforme financi\u00e8re Avec la solution de paiement crowdfunding CentralPay, les plateformes automatisent la collecte des participations, l\u2019identification des b\u00e9n\u00e9ficiaires et la r\u00e9tribution des participants. Enjeux R\u00e9guler et optimiser les op\u00e9rations de sa plateforme financi\u00e8re Les porteurs de projets b\u00e9n\u00e9ficient de visibilit\u00e9 aupr\u00e8s d&#8217;investisseurs potentiels gr\u00e2ce aux plateformes financi\u00e8res ou de crowdfunding. Cette activit\u00e9 &hellip;<\/p>\n","protected":false},"author":1,"featured_media":14628,"parent":6206,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"blank-builder.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-8530","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/pages\/8530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/comments?post=8530"}],"version-history":[{"count":1,"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/pages\/8530\/revisions"}],"predecessor-version":[{"id":72895,"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/pages\/8530\/revisions\/72895"}],"up":[{"embeddable":true,"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/pages\/6206"}],"wp:attachment":[{"href":"https:\/\/www.centralpay.com\/fr\/wp-json\/wp\/v2\/media?parent=8530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}